EPF Calculator (KWSP)
Free EPF calculator for Malaysia — work out your monthly Employees Provident Fund (KWSP) contribution, both what comes out of your pay and what your employer adds on top.
RM
Age group
Nationality
Rates
Monthly contribution
Employee
RM 550.00
Employer
RM 650.00
Total going into the EPF account each month: RM 1,200.00
This uses the exact percentage method. KWSP's official Third Schedule rounds contributions to a banded table for wages up to RM20,000, so a real payslip may differ by a few Ringgit. Want the full picture, including SOCSO, EIS and tax? Try the full salary calculator.
Current EPF contribution rates (2026)
| Category | Employee | Employer |
|---|---|---|
| Malaysian/PR, below 60, wage ≤ RM5,000 | 11% | 13% |
| Malaysian/PR, below 60, wage > RM5,000 | 11% | 12% |
| Malaysian/PR, 60 and above | 0% | 4% |
| Non-Malaysian (any age) | 2% | 2% |
Source: KWSP EPF Act 1991 Third Schedule. Employees may always elect to contribute more voluntarily.
EPF Contribution Table 2026, by Wage
Monthly EPF for a Malaysian citizen or PR below 60 — your own figure above will differ for other age groups or nationalities.
| Monthly wage | Employee | Employer |
|---|---|---|
| RM 2,000.00 | RM 220.00 | RM 260.00 |
| RM 3,000.00 | RM 330.00 | RM 390.00 |
| RM 5,000.00 | RM 550.00 | RM 650.00 |
| RM 6,000.00 | RM 660.00 | RM 720.00 |
| RM 8,000.00 | RM 880.00 | RM 960.00 |
| RM 10,000.00 | RM 1,100.00 | RM 1,200.00 |
| RM 15,000.00 | RM 1,650.00 | RM 1,800.00 |
| RM 20,000.00 | RM 2,200.00 | RM 2,400.00 |